A recent Baltic study examining the financial literacy of the Z generation revealed a notable trend: despite understanding the necessity of financial security, young adults frequently experience considerable doubt and anxiety when facing major life decisions. Addressing the underlying causes of this differing perception of security, Viktoria Bartkutytė-Vyšniauskienė, a psychotherapist and founder of the Emotional Clinic “Anima psychology,” offered expert insight. She posits that the current generation has been shaped by circumstances fundamentally different from those of their parents.
According to the psychotherapist, the economic landscape has shifted dramatically, altering foundational perspectives on stability. She noted that the experiences of the Millennial generation were marked by relative stability, whereas the Z generation matured amid unprecedented global volatility, including pandemics, ongoing conflicts, and significant economic uncertainty. “It is natural that this shapes a completely different relationship with security and the future,” she stated.
This formative environment influences how the generation approaches risk and planning. The discussion raises the critical question of why this exposure to instability translates into heightened anxiety regarding personal financial milestones. Experts suggest that this early exposure to systemic unpredictability makes long-term planning feel inherently riskier, fundamentally altering their approach to financial decision-making compared to previous cohorts.
Topics: #generation #psychotherapist #why
It seems the issue isn’t education, but perhaps the immense pressure society places on these young adults.